First Class Finance

We take the stress out of the process. Your application goes to multiple banks simultaneously — including your own — so they compete for your business and you walk away with the best rate on the table. Real savings, real peace of mind. And because we're paid by the banks on registration, our service is completely free to you.

We work with all the leading banks

We Get Bonds Approved

With 10+ years of experience. If you are salaried or self-employed — we've seen it all, and we know how to get you approved.

The Process

Plan – Get Pre-Approved. We take the time to answer your questions and explain every step of the journey.

Decide – Find your dream home and sign an Offer to Purchase.

Prepare – We gather the final required supporting documentation from you to ensure a bulletproof application.

Apply – We handle the heavy lifting, applying to all major banks (including your own) at once.

We negotiate – We fight to secure the most competitive interest rates and terms from each of the banks.

You choose – Review the offers and select the home-loan package that fits your life best.


Home Loan Calculators

Use our Home loan Calculators to work out the size of home loan you are likely to qualify for and what your bond repayments will be.

Bond Calculator

Calculate the home loan you qualify for.

Repayment Calculator

Calculate your monthly bond repayments.

Transfer Cost Calculator

Calculate your registration and transfer costs.

More Calculators

Amortisation Calculator

Calculate how your repayment is structured.

Deposit Savings Calculator

Calculate how much you need to save for your deposit.

Additional Payment Calculator

Calculate your savings on your total home loan cost by paying a little extra into your bond.